Adviser Name – Steve Marsten
Adviser Group – UHY Haines Norton CQ Financial Planning
Authorised Rep Number – 245 028
Licensee Company Name – Professional Investment Services Pty Ltd
Licensee AFSL Number – 234 951
Licensee ABN – 11 074 608 558
Partnering with you to achieve your life goals
Financial Planning companies are facing a multitude of challenges in today’s rapidly changing economic environment including increasing regulation, managing capital and liquidity, leveraging new technology, and determining how to realise new levels of growth and sustainable profitability. Mitigating the impact these changes will have on your daily business, is no mean feat.
At UHY Haines Norton CQ Financial Planning Services, our team of professionals, lead by Steve Marsten, cater to your needs. We know that financial advice isn’t only about investments. It’s also about how your money can allow you to live the life you want to lead. We empower you to understand your financial situation fully, choose what type of life you want to lead and then work with you to develop strategies to achieve it.
We understand that simplicity is the key when it comes to your superannuation, investment and insurance strategies. You need to preserve your capital that you’ve worked hard to accumulate. Your investment and superannuation strategy MUST align to your goals and objectives. And when something unplanned happens, like death, disablement or injury, you want the peace of mind knowing that family, business and income, are protected.
Our Planning Services advisors take a broad view of your business and work with you to build overall wealth focusing on areas of superannuation, SMSF, personal insurance and investment opportunities across all asset classes (shares, bonds, cash savings, managed funds and indirect property). Our strategically oriented solutions, combine traditional audit and tax services with information technology, operational analysis, risk management and other advisory services. But really its about what YOU want.
Through this integrated approach, our team delivers the in-depth knowledge and insight needed to help meet your most significant challenges and greatest opportunities.
Take control of your financial future by developing a long term plan that is comprehensive and tailored to your needs. To do so, we’ll help you address questions like…
Am I on track to live the life I want?
Am I spending too much or could I spend a little more?
Do I have enough savings to achieve my retirement goals?
What if I become sick or my income stopped?
How can I accumulate more assets before and in retirement?
How can I support my family if something happens to me?
Being proactive in managing your finances is central to achieving your life goals. By partnering with UHY Haines Norton Financial Planning Services, you’ll be comforted in knowing you’ll receive expert advice and support, from a local team who understands the challenges you’re facing.
Our experienced Financial Planning Services advisors are on hand with expert advice on all aspects of wealth creation. Give us a call today!
SIX PILLARS OF ADVICE, WEALTH AND HAPPINESS
Career success or transition, a growing family or changing lifestyle priorities are great opportunities
to review your financial goals.
Your investment strategy MUST be designed to:
Achieve your goals and objectives
Align to your attitude to risk
Aligned to your investment preferences
Preserve your capital
These are the fundamental rules of any investment plan. Whether you invest directly or indirectly in shares, property or fixed interest, your plan must take into consideration these essential constraints. Whilst the underlying investment selection is critical to success, it is only part of your investment plan. Our investment plans are tailored to meet our clients’ financial objectives. We provide a managed investment solution that has stood the test of time during market fluctuations
INCOME and BUDGETING
Knowing what you spend and what you can save or invest is the key to building long-term sustainable wealth as early as possible. Identify the budget leaks early!
YOUR FINANCIAL LEGACY
Creating a Will or Estate Plan is daunting for some but essential for peace of mind. We’ll work beside you to have the difficult conversations and get the paperwork in place.
Superannuation can often be misunderstood. Superannuation is a structure through which you invest. There are rules that must be complied with, and your money is locked away until you are at least over 55 and it's an area of tax that is changing all the time. The super tax rate is 15% on earnings and contributions, which makes it the most effective investment vehicle because you get to keep a higher amount of your after tax earnings. This means more of your income is working for you to build wealth. Superannuation must be one part of your Financial Solution strategy.
Managing risk is critical to protect your family, your business and to secure your financial future when the unexpected happens.
Your risk plan, where possible, should consider you when you: die, become totally and permanently disabled in your own occupation, or when you become unwell, either critically or unable to work. Your assets must be protected - your future income, and importantly provide your family and business with the necessary capital to survive and thrive, given the worst of outcomes.
Our insurance solutions are tailored for business owners and are designed to meet these objectives.
Download the Financial Services Guide
This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.